Human IntelligenceModels

Mental Models Library

A growing collection of thinking frameworks that sharpen judgment and decision-making.

Inversion

Think backwards

Instead of asking how to succeed, ask what would guarantee failure — then avoid those things. Used by Charlie Munger to make better investment decisions.

First Principles

Break it down

Strip a problem to its fundamental truths and rebuild from there. Reject assumptions. Question everything. The basis of breakthrough innovation.

Sunk Cost Fallacy

Let go to move forward

The tendency to continue investing in something because of past costs rather than future value. Kills businesses and careers silently.

Anchoring Bias

The first number wins

The first piece of information we encounter disproportionately shapes our judgment. Whoever sets the anchor controls the negotiation.

Loss Aversion

Losses hurt more

We feel losses roughly twice as intensely as equivalent gains. This asymmetry drives irrational risk avoidance and poor financial decisions.

Second-Order Thinking

What happens next?

First-order thinkers look for simple answers. Second-order thinkers ask: and then what? This separates great strategists from average ones.

Confirmation Bias

Seeing what you want to see

The tendency to search for, interpret, and remember information that confirms existing beliefs. The silent killer of good judgment.

Map vs Territory

The model is not reality

Every model, plan, and strategy is a simplification. Confusing the map with the territory leads to catastrophic blind spots.

Circle of Competence

Know your boundaries

Understanding what you truly know versus what you think you know. Warren Buffett's most important investing principle.

Hanlon's Razor

Never attribute to malice

Never attribute to malice what can be adequately explained by incompetence. Prevents paranoia and enables more productive responses.

Occam's Razor

Simplest answer wins

Among competing hypotheses, the one with the fewest assumptions should be preferred. Complexity is often a sign of poor thinking.

Regret Minimization

Decide from 80

Jeff Bezos's framework: imagine yourself at 80 looking back. Which decision will you regret more? Make the choice that minimizes long-term regret.